program-p1

LOAN TYPE

Owner User, Non Owner Occupied or Investment
Purchase Money
Refinance
Cash out (No Cap)
Property Listed for Sale
Foreclosure/Bankruptcy Bailouts
Mezzanine Debt/2nd- Purchase
Properties in Probate/Trust
SBA Turn Downs

Fix & Flip
Mezzanine Debt / 2nd Refinance / Cash Out
Purchase Plus Construction
Purchase Plus Rehab
Refinance Cash Out Plus Construction
Refinance Cash Out Plus Rehab
BRIDGE
HARD MONEY
SBA

BORROWER TYPE

• Owner, Non Owner Occupied
• Sole Proprietorship, LLC or Corporation
• Foreign Nationals
• Visa, Green Card, or None
• Borrowers in Bankruptcy
• Borrowers in Foreclosure or

Bailouts
• Owned by Sole Proprietorship, LLC or Corporation

• Borrowers in Probate/Trust
• Trust, Living Trust, Non Revoke
• Attorney in Fact

programs-p2
program-p3

PROPERTY TYPE

• Apartment Buildings
• Mixed-Use
• Medical/Dental Facilities
• Warehouses
• Restaurants/Bar/Club
• Industrial- Light/Heavy
• Commercial Condos
• Condo Projects
• Retail / Single / Multi / Centers / Stores
• Gas Stations/Auto Centers Flag or No Flag Golf Course

PRIVATE LENDING

LTV (Loan to Value) up to 70% (75-80% ltv case-by-case)
• Loan Term: 1, 2, 3, 5, and 7 years
• Interest Only or Amortized Over 30 or 40 Years
• Interest Rates: 3.99% to 12.99% Risk Base Pricing
• No Prepay Penalties Option
• Cross Collateralize for Maximum Loan Amounts
• Not Fico Based, Bad Fico or No Fico OK
• DSCR: NO Minimum Debt Service Ratio
• Sole Proprietorship, LLC or Corporation
• No Upfront Fees Ever!
• Low Pricing Available/Risk-Based Pricing

• No Occupancy Minimum / Vacancy OK

• • Stated Income/Siva/No Doc
• As-is Prime, After Repair Value Allowed / Future Value OK / No Reserves Needed
• No title seasoning/Next Day Value Ok/Non Recourse Option
• BK Chapter 7,11,13 OK/Debtor in Possession Program
• • No Net Worth or Liquidity Requirements
• No Appraisal Needed Program, Old Appraisal OK Desk Review
• Up to 100% CLTV Allowed (combined loan to value)

• Close Loan in 7 Days

program-p4

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